What Credit Pulse is
A consumer credit monitoring and education platform under the Beachfront Credit Services portfolio. It gives people three‑bureau scores and reports, ongoing monitoring, alerts, and some identity‑protection add‑ons. Beachfront publicly announced the launch and positions it as a partner‑friendly product that can embed into other financial services in 2025. PR Newswire
Core consumer features (what a member actually gets)
Credit data and visibility
- Three‑bureau credit reports and scores: Experian, Equifax, TransUnion. Unlimited access from any device. Credit Pulse
Monitoring and alerts
- 24/7/365 three‑bureau monitoring with alert notifications on new activity (inquiries, new accounts, etc.). Credit Pulse
Education and tools
- Credit FAQ/Learning Center that explains scores, factors, inquiries, and update cadence. Credit Pulse
- Score tracker, score factors, debt analysis, and score simulator
Identity & privacy add‑ons
- Up to $1M identity theft insurance underwritten/administrated by AIG.
- Dark web monitoring (SSN, cards, emails, etc.), plus change‑of‑address and SSN monitoring.
Security posture
- Site uses SSL encryption; privacy policy and compliance language are published with contact details for the privacy officer. Credit Pulse
Plans, pricing, and billing
- Basic: $19.99/month
- Premium: $29.99/month
Plans includes benefits like (three‑bureau reports/scores, monthly refreshes, trackers, simulator, $1M ID theft insurance, dark web monitoring, etc.).
Billing mechanics
- Card is charged immediately on enrollment, recurring monthly thereafter.
- You get a 7‑day pre‑billing email reminder before each renewal.
- Cancel any time by phone or through the member portal.
Support and cancellation
- Phone support and cancellation available, with published hours (Mon–Fri 9 AM–9 PM ET, Sat 9–4, Sun 1–6).
- Portal cancellation is available under Billing History.
- Support contact via both phone and email across pages; the centralized help flow and hours are documented.
Benefits by audience
For consumers
- One place to see all three reports and scores, not just TransUnion, which reduces guesswork when lenders inevitably use a different bureau.
- Proactive alerts to catch fraud and identity misuse early.
- Education that explains “why your score moved,” making it easier to act intelligently instead of doom‑scrolling your balances.
- Identity protection layers to mitigate breach fallout.
For partners/affiliates
- Partner‑ready: Beachfront’s launch announcement highlights APIs and white‑label capabilities so banks/fintechs can embed Credit Pulse in their own flows.
- Clean value prop to cross‑sell into debt‑consolidation or personal‑loan funnels, increasing LTV.
Compliance posture and disclaimers that matter
- Not a credit repair service.
- Scores may differ from lender scores due to model differences.
- Privacy policy updated Feb 29, 2024; privacy officer contact and corporate mailing address are published. Credit Pulse
Beachfront relationship
Credit Pulse is part of the Beachfront Credit Services portfolio, publicly announced Sept 16, 2025, with a focus on consumer wellness and partner integrations.
To find out more or sign up today visit https://www.creditpulse.net/