If you’re struggling to keep up with high-interest credit card debt and other bills, you may be considering a debt consolidation loan. This type of loan can help you simplify your debt and make it more manageable, but it’s important to understand how it...
Are you feeling overwhelmed by high-interest credit card debt? You’re not alone. According to a recent study, the average American carries over $6,000 in credit card debt. But don’t despair, there are ways to eliminate this debt and get your finances back...
Assembly Bill 539 (Limón, stats. 2019, ch. 708) enacted the Fair Access to Credit Act (the Act), operative January 1, 2020. The Act makes the following changes to the California Financing Law (Fin. Code, § 22000 et seq.). PERMISSIBLE RATES OF CHARGES For any...
If you feel you are struggling with debt, you are not alone. The average amount of non-mortgage family debt in the US reached $ 25,104 in 2018, according to the Experian Credit Status Report. The good news is that interest rates on the net worth of housing...
