Assembly Bill 539 (Limón, stats. 2019, ch. 708) enacted the Fair Access to Credit Act (the Act), operative January 1, 2020. The Act makes the following changes to the California Financing Law (Fin. Code, § 22000 et seq.). PERMISSIBLE RATES OF CHARGES For any...
If you feel you are struggling with debt, you are not alone. The average amount of non-mortgage family debt in the US reached $ 25,104 in 2018, according to the Experian Credit Status Report. The good news is that interest rates on the net worth of housing...
